Rationally, a dollar today is worth more than a dollar next year. Today, we offer further proof that humans are not always rational. Both these things are true: Most Americans received a tax cut in 2018. But many will see a smaller tax refund than they are used to when they file their 2018 returns.
from Pocket https://www.nytimes.com/2019/02/27/upshot/lower-tax-refunds.html
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